Use a credit card in the online casino
Credit cards are one of the most popular payment methods in online casinos among Canadian players. No wonder: Almost every person has a bank account and a credit card. And if not yet, it is no problem to open an account quickly.
You can quickly and easily use credit cards as a payment method in online casinos and withdraw their winnings. Just a few clicks on the casino's website – and all the games are available to you. Just a few clicks – and your winnings will be paid out.
In this article, you will learn how to make a step-by-step deposit at an online casino and deduct winnings, which is better: Visa or Mastercard, whether payments with credit cards are secure, what fees apply to transactions in a casino and much more. Also discover our tips on how to protect your bank details and the advantages and disadvantages of credit cards as a payment method in online casinos.
In the list below you will find all online casinos at a glance where credit cards are available as a payment option. Our best credit card casino comes first, but choose the best deal for you. Stay with us and learn all about credit cards in online casinos!
Top Credit Card Casinos 2021
|1||CookieCasino||Welcome Bonus €200 + 220 FS|
|2||Betamo||Welcome Bonus 100% up to €300 + 150 FS|
|3||Betchan||Welcome Bonus 50% up to €400 + 120 FS|
|4||PlayFrank||Welcome Bonus €300 + 200FS|
|5||Vegas Volcano||Welcome Bonus €1000 + 125 FS|
|6||Casino Cruise||Welcome Bonus €1000 + 200 FS|
|7||Slotum||Welcome Bonus 100% up to €100 + 75 FS|
|8||Boo Casino||Welcome Bonus €500 + 100 FS|
|9||True Flip||Welcome Bonus €1000 / 1BTC|
|10||Cosmonaut Casino – online casino $||Welcome Bonus Up to €500 / 1 BTC + 100 FS|
|11||Betmaster||Welcome Bonus 100% up to €100 + 10 FS|
|12||LVbet||Welcome Bonus €1000 + 1000 FS|
|13||Gate 777||Welcome Bonus €1000 + 100FS|
|14||Rizk||Welcome Bonus €150 + 50 FS|
|15||Casino Room||Welcome Bonus €1000|
History of credit cards in Canada
Purchasing a credit card in Canada is relatively straightforward for anyone with a permanent residence and a regular, stable income. However, you'll soon find that what it actually offers you is substantially different from what you expect based on the credit cards you're used to in your home country. And not only that, but in many cases you will also be charged for these privileges.
The first "real" credit card was not created until 1950 and issued by the Diners Club. Initially, you could pay by credit card in 27 New York restaurants. But already in 1952 the Diners Club Great Britain was founded and the card could be used internationally. In Canada, this card was introduced in 1958 and was also the first credit card on the market.
In the 1960s, credit cards made of plastic instead of metal finally prevailed. In continental Europe, however, credit cards spread very slowly. From 1969 to 2001, the ec card was a widely used alternative for cashless payments. At the same time, cash payments are still popular today, especially in Canada. But also in Canada, the spread of credit cards is steadily increasing.
Credit cards as a payment method in online casinos
Credit cards (Visa and Mastercard) are one of the most accepted banking methods in online casinos. Almost every established casino has this banking method. It is not only a sign of convenience, but also a sign of legitimacy that you can trust this online casino as they are backed by Visa and Mastercard. You can find out more about payments at Mastercard Casino here.
When it comes to verifying the trustworthiness of a best credit card online casino, various factors are crucial. One of them is the ability to make withdrawals and deposits at an online casino using credit cards, especially Visa and Mastercard.
These financial institutions work seamlessly with an online casino platform, enabling fast and secure deposits and withdrawals for a small fee. These companies make it possible to carry out transactions completely encrypted, so that no third parties can access your payment data. Not to mention that all reliable and secure online casinos offer the opportunity to use a credit card service for deposits and withdrawals.
Deposits in casinos with credit card
Many people opt for credit card online casinos. Almost everyone has (or can) get a credit card. Using a credit card for your online gambling adventures is a breeze. Before you win a large amount of cash at your credit card online casino, you must first top up your gaming account. So you can make deposits with your online casino credit card in the casino. You should always check which credit card online casinos accept to avoid difficulties with payments.
- Go to your casino's payment page.
- Choose a credit card as your deposit option.
- Enter your card number, card expiration date, and CVV code.
- Enter how much you want to deposit by credit card.
- Select Submit and complete your payment.
During the deposit process, some casinos that accept credit cards may ask you to provide your credit card brand, full name or address. In some cases, you will also need to enter a promo code. That's it. The maximum or minimum withdrawal amount depends on the casino where you have chosen to deposit at the casino by credit card. Various top credit card online casinos charge different fees.
Casino Withdrawal to Credit Card
After depositing with a credit card and winning more money at online casino games, it is incredibly easy to make the withdrawal on credit card. Your card information is already stored in the account, so you can safely withdraw using the same method and the money will be transferred directly to the linked bank account. It only takes these simple steps to withdraw money from an online casino that accepts credit cards:
- Open the cashier and select Withdrawals. The tab is clearly displayed in the account so that you can access the real money account at any time and have the money withdrawn.
- Select the credit card. The withdrawal options available are based on the methods used for deposits. If you have made a deposit through Top Credit Card Casino, you can now select it to safely withdraw money.
- Check the information. An online casino withdrawal of gambling credit cards must be at least $20. The caps can be as high as $50,000, but that depends on the operator. There may also be fees of 2-3% for processing. It is important to note that the details on the card must match those of the casino account.
- Enjoy the winnings. You will receive the money to your bank account within 4-6 business days and can use the winnings in any way you like.
Credit Card Limits for Online Casino Payments
Most online casinos enforce a minimum and maximum limit on how much a player can deposit or withdraw at once. These restrictions vary from place to place. Most casinos usually offer fairly high credit card limits. Of course, it also depends on the individual providers.
However, most casinos are in the range of up to €10,000 for a maximum deposit. When you withdraw money, you can withdraw money at most casinos from €10 and win between €5,000 and €30,000. In most arcade games, the top credit card limits are the same as the maximum monthly withdrawals.
Some sites don't set a deposit limit when you use a credit card, it just depends on how much your issuing bank allows you to deposit. As long as you have been given a long line of credit by your bank, you can deposit as much as you want.
When it comes to making transactions with a credit card online casino, the fees for deposits and withdrawals are not so different from other online purchases. The company that provides the bank card transaction service will charge its fees for each transaction. What needs to be considered in this scenario is who bears the cost of the transaction. In most cases, it is the casino itself that pays the service fee. This is a very consumer-friendly way to do business, but not all websites follow this logic. Some casinos charge a commission on bank card deposits, so the user covers the cost of the transaction. This fee usually revolves around the region 2.5% – 5%, which is not really a significant amount unless you deposit large amounts of money. This happens on both deposits and withdrawals and makes players more considerate of how much they are willing to withdraw and deposit each time.
This service fee, charged by the credit card companies, is what makes bank card deposits at online casinos undesirable. You'll often find that other payment services are much more consumer-friendly in terms of fees, commissions, and waiting times for transactions.
Credit card and other payment methods in comparison
|Credit cards||Required||Subscription Fees||Right away||12-48 pcs.|
|Neteller||Required||2,5%*||Right away||5-24 pcs.|
|Paysafecard||Not required||❎||Right away||❌|
|PayPal||Required||❎||Right away||2-12 pcs.|
|Skrill||Required||❎||Right away||5-24 pcs.|
|Giropay||Not required||❎||<5 Min.||❌|
|EcoPayz||Required||❎||Right away||Right away|
* for receiving payments ** Your withdrawal will be
processed by the online casino within a few working days
Visa vs. Mastercard
Not all credit cards have similar characteristics when it comes to conducting online transactions at online casinos. Basically, the brand of your card has a big impact on its use. When it comes to the most popular credit card brand, Visa is considered the highest acceptance rate, while MasterCard ranks second. The reason for this is that they are the most widely used brands in the world, which is why the online casinos would like to accept them if they are able to do so. You can find out more about Visa Casino in our article.
Visa credit cards have a higher approval rate when it comes to making an online casino transaction, although this varies from card to card. The thing is that Visa and MasterCard are issued by a large number of banks and financial institutions from all over the world. The same banks are the ones that set the guidelines for the use of these cards. There are some that allow the use of the cards for online gambling, but there are also those that do not allow it.
Like Visa, MasterCard has several types of credit cards to choose from for every taste and need. In any case, Mastercard offers the highest international security standards and ensures maximum protection. There is not much difference between these cards.
Bonus for credit card payments in online casinos
When you make your first deposit at an online casino online with a credit card of your choice, make sure you get the welcome bonus that almost all game providers offer for your first deposit with a credit card. This usually doubles your deposit, so you have a lot of money to play with. This allows you to play casino with credit card with a starting balance at home in an online gambling library for real money, at roulette, poker, blackjack, craps, sic bo and baccarat or in virtual slot machines and progressive jackpots.
Some providers also offer special bonuses or discounts for users of online casino credit cards just for using your credit card online at the casino. Be sure to check around before making a credit card deposit so you don't miss out on a good online casino bonus in 2021.
Security of payments with credit cards
When we spend money online, it's only natural to think about the security of our personal information. This includes names, addresses, date of birth, emails, payment information, etc. Identity and credit card theft is a real problem right now, and it's perfectly reasonable to worry about how accessible this sensitive information actually is. To allay these concerns, online casinos implement state-of-the-art security systems to protect all of your personal information. Through the use of state-of-the-art encryption technology, all personal and bank data is encrypted in such a way that it is no longer readable in the event of data theft. Even the simplest 64-bit encryption takes four to five years to break, and this technology is considered outdated by today's standards. Most online websites use 128-bit or 256-bit encryption, which takes centuries with today's technology to be decrypted by brute force. In plain language: Your information is completely secure and completely unreadable in the event of theft.
If you are concerned that a particular online casino is abusing your information, you should calm down. All countries have laws that protect personal data and ensure its security. These laws are enforced by government agencies, and you can be sure that your personal information is safe. Of course, you should not fully rely on it and you must do your due diligence before deciding on an online casino. Ideally, you are looking for a reputable casino with a good track record.
Card Protection Tips
Protecting your credit cards is often a matter of common sense. These credit card security tips provide easy ways to keep your accounts secure.
- Practice credit card protection from day one. Sign the back of a new card immediately. This protects you if the card falls into someone else's hands. Turn on suspicious activity alerts and work for a few minutes on your password and PIN for the account.
- Keep your account number private. Don't let anyone see your card when you're in public. Be suspicious of messages you receive via email, SMS, phone or social media asking you to provide personal information or clicking on a suspicious link.
- Keep your information up to date. Notify your bank when you move. This way, your bank statements and other information will follow your new address and will not end up in someone else's hands.
- Secure your devices and networks. If you allow your browser to store your credit card number, you could be vulnerable. To prevent this, you should consider turning off the autofill feature in any browser you use.
- Report lost cards and suspected fraud immediately. If you lose your credit card or suspect fraudulent activity, contact your bank or credit card issuer immediately. You can block your card and account number so no one else can use it, and give you a new card and account number.
Advantages of credit cards in casinos
Credit cards have become the preferred means of payment mainly because of their convenience. Using such a payment method can give you a lot of time and hassle when it comes to finding an ATM or storing cash. They also provide customers with the ability to track their expenses as the card statements and summaries are kept.
A large number of loans given to people by card issuers are inexpensive. In addition, the cash advances are very fast and convenient, so you can always have cash when you need it.
Another advantage of credit cards is the flexible loan offer. Most cards usually offer an interest-free period, which basically means that the customer can benefit from a free and short-term loan if their balance is fully balanced by the due date. In addition, several incentive programs are offered, which guarantees you that you can easily find a program suitable for you.
In addition, credit cards are accepted worldwide. With a Visa credit card you can pay at 38 million acceptance points in 200 countries.
Disadvantages of credit cards in casinos
Probably the biggest setback with credit cards is the possibility of overuse. In other words, a revolving loan offered to customers makes it easy for them to lose control and spend beyond their means.
Payments in online casinos with credit cards also means additional paperwork for the customer, as he has to save all receipts and check them regularly. Still, this is a reasonable step to make sure you haven't been over-charged.
Another disadvantage of this payment method is the high cost and unexpected fees that increase the amount of the customer's balance. In addition, there is no interest-free time for cash advances. Typically, the interest rates on cash withdrawals are significantly higher compared to the interest rates on credit transfers or purchases. The fact that there is no interest-free period, which basically means that interest is charged from the date of withdrawal, makes this setback even more serious.
Payments with credit cards are fast and accepted worldwide. This payment method may have security vulnerabilities. If you have any doubts, there are also e-wallets that better protect against theft of personal data. On the other hand, Visa and Mastercard are improving their service so that customers can have an excellent experience.
So, choose a casino from our list (this can be both a top-notch mobile online casino and the best live casino: we provide all kinds of casinos to our readers), enjoy the latest games and get big wins!
1️ ⃣ Is it better to use credit card or e-wallet in the casino?A credit card is safer and more beneficial than an e-wallet, because if a casino should go under, you may be able to get your money back with the help of your bank.
2️ ⃣ What credit cards are accepted at casinos?Most major credit cards are accepted at most casinos. VISA and MasterCard are usually accepted as standard.
3️ ⃣ How fast are credit card transactions?Credit card deposits usually only take a few minutes. Withdrawals can take longer, about 2-5 business days depending on where you live.
4️ ⃣ Is my personal data safe in an online casino with a credit card?HAL Credit card companies process billions of dollars in transactions over the Internet, and gambling is treated no differently. All transactions are encrypted so that they are protected from hackers.